Why choose us
Our root comes directly from Transportation, understand Trucking’s compliance and the challenges of company owners, independents owner operator and drivers and therefore, not only provide the best and most suitable coverages but also, claim advising, consulting and managing your risks and exposures.
At ExStone, we don’t just write policies; we understand the unique pressures of your business. Led by professionals holding the CPCU and ARM designations—and backed by years of hands-on experience in both trucking operations and risk management—we offer high-level insurance strategies designed to protect your livelihood, your assets, and your bottom line.
Whether you’re an owner-operator with a single semi or managing a growing commercial fleet, we speak your language.


Huge number of services
– insurance
– Trucking and log book services
– risk management consultant
– use of custom software
25+
EXPERT
PARTNERS
15+
YEARS
EXPERIENCE oF transportation and insurance combined
18+
ACTIVE
PROJECTS
OUR SERVICES
Consultations
& Services
We are just not simple sale mans for insurance.

Insurance Services
– Commercial Auto Liability
– Commercial Auto Physical Damage
– Motor Truck Cargo
– Commercial General Liability
– Small Business Liability
– Personal Auto
– FREE self-issued Certificate 24/7
– FREE use of Trucking Fleet Customed Software

Risk management consultant

Trucking Services
Our Core Coverage Lines
🚚 Commercial Trucking Insurance
Trucking is the backbone of the economy, and your coverage needs to work as hard as you do. We specialize in tailoring comprehensive protection for motor carriers, owner-operators, and private fleets, including:
- Primary Liability: Comply with federal and state regulations while staying fully protected on the highway.
- Physical Damage: Comprehensive and collision coverage to get your truck back on the road fast after an accident or incident.
- Motor Truck Cargo: Protect the freight you haul against loss, theft, or damage.
- General Liability for Truckers: Coverage for premises, loading/unloading operations, and completed operations.
- Non-Trucking Liability / Bobtail Insurance: Coverage when your rig is being operated outside of dispatch.
🏢 General Liability & Business Protection
Accidents happen, and a single lawsuit can threaten everything you’ve built. We protect your business operations with:
- Commercial General Liability (CGL): Defense against third-party claims of bodily injury, property damage, and personal injury.
- Commercial Property & Business Owners Policies (BOP): Safeguarding your offices, equipment, and inventory.
- Excess / Umbrella Liability: An extra layer of financial defense over your primary policies.
🚗 Personal Auto & Individual Protection
Your personal assets deserve the same level of strategic care as your business. We offer competitive, comprehensive coverage for:
- Personal Auto Insurance: Protecting you and your family on everyday commutes and road trips with tailored liability and physical damage limits.


we are innovators
Keyword: Efficiency
Our website is not only for making and giving out impression but also is your companion, a tool that assist you in efficiency and reduce human afford and error.
DON’T GET US WRONG: We will be there when you need help in real time at any time.
WE ARE LISTENING
We Aim to Set the Trends of Modern Insurance Service and Risk Management
There are tons of agency nationwide. 80% of the time you are going to get the same quote from the same carrier with the same premium.
So what make us unique and different than the rest? What make you choose us over the competitors? It is all about being your partner after closing the deal and be there when you need.

Our Core Coverage Lines
🚚 Commercial Trucking Insurance
Trucking is the backbone of the economy, and your coverage needs to work as hard as you do. We specialize in tailoring comprehensive protection for motor carriers, owner-operators, and private fleets, including:
- Primary Liability: Comply with federal and state regulations while staying fully protected on the highway.
- Physical Damage: Comprehensive and collision coverage to get your truck back on the road fast after an accident or incident.
- Motor Truck Cargo: Protect the freight you haul against loss, theft, or damage.
- General Liability for Truckers: Coverage for premises, loading/unloading operations, and completed operations.
- Non-Trucking Liability / Bobtail Insurance: Coverage when your rig is being operated outside of dispatch.
🏢 General Liability & Business Protection
Accidents happen, and a single lawsuit can threaten everything you’ve built. We protect your business operations with:
- Commercial General Liability (CGL): Defense against third-party claims of bodily injury, property damage, and personal injury.
- Commercial Property & Business Owners Policies (BOP): Safeguarding your offices, equipment, and inventory.
- Excess / Umbrella Liability: An extra layer of financial defense over your primary policies.
🚗 Personal Auto & Individual Protection
Your personal assets deserve the same level of strategic care as your business. We offer competitive, comprehensive coverage for:
- Personal Auto Insurance: Protecting you and your family on everyday commutes and road trips with tailored liability and physical damage limits.
🚚 Commercial Trucking Insurance
Trucking is the backbone of the economy, and your coverage needs to work as hard as you do. We specialize in tailoring comprehensive protection for motor carriers, owner-operators, and private fleets, including:
- Primary Liability: Comply with federal and state regulations while staying fully protected on the highway.
- Physical Damage: Comprehensive and collision coverage to get your truck back on the road fast after an accident or incident.
- Motor Truck Cargo: Protect the freight you haul against loss, theft, or damage.
- General Liability for Truckers: Coverage for premises, loading/unloading operations, and completed operations.
- Non-Trucking Liability / Bobtail Insurance: Coverage when your rig is being operated outside of dispatch.

🏢 General Liability & Business Protection

Accidents happen, and a single lawsuit can threaten everything you’ve built. We protect your business operations with
Commercial General Liability (CGL)
Defense against third-party claims of bodily injury, property damage, and personal injury
Commercial Property & Business Owners Policies (BOP)
Safeguarding your offices, equipment, and inventory.
Excess / Umbrella Liability
An extra layer of financial defense over your primary policies.
